For Business
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Make & Receive
Payments anywhere

Send, receive, collect, and pay — all in seconds via WhatsApp, Telegram, or SMS. No app needed

Tara is your digital financial companion.

Tara is your digital financial companion. Available on WhatsApp, Telegram and SMS, Tara helps you to send money, receive payment, create and pay your tontines in seconds - even on a basic phone.

Transfer money instantly, even to or from abroad
Real-time monitoring of payments
Automatic notifications
Available even on basic phones, via WhatsApp, Telegram or SMS
hi Tara

On WhatsApp

Send money everywhere, or pay a merchand in seconds, or create tontines with friends

WhatsApp
Telegram
SMS
Mbuntu
Send money and make payments using the tara chatbot

Tara is a financial assistant 100% on WhatsApp. It helps you to send money, make and receive simple and merchand payment anywhere, create, track and manage your tontines in seconds - with no app to download, no complexity.

whatsapp channel
whatsapp channel

Tara money for Business

Collect payments instantly, track sales, manage subscriptions — no app required. Perfect for merchants and service providers.

dashboard

Your have a Business
Create your account to receive payments.

Receive money instantly with Taramoney. Whether it’s for personal use or business, you can receive payments by just create a collect — all in a few simple step. No app to install, no setup required.

1 . Create your user & business account

2 . Use the default collect or create a new one

3 . Share your collect id & receive payment

Trusted by leading brands
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Quickly see how Tara make all the difference

What if managing your money was as easy as chatting to a friend?

01

Conversational financial assistant

Tara is an intelligent chatbot that understands you and responds like a friend. It guides you step by step through the creation and management of your tontines or transfers, all in simple language.

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02

Local and international money transfers

Send or receive money, no matter who you are: a relative abroad who wants to send money, a family member in a rural area, a merchant collecting payments. Transfers are fast, traceable and secure, with transparent charges. It's a simple solution for connecting Africa and its diaspora.

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03

Buying and paying for services with Tara

Tara is not limited to tontines or money transfers. You can also pay for your everyday purchases directly via your phone, whether you are: in a local shop, in a restaurant, in a supermarket; simply scan or enter the store’s Tara merchant code to pay instantly, without cash or card. Fast, secure and always to hand.

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04

Create a tontine in 10 seconds

No more long meetings and tedious calculations to organise a tontine! With Tara, you can create and manage your tontine in just a few messages, as if you were sending a text message. This feature transforms tontine management, making it fast, simple and accessible to everyone, directly from your phone.

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Before Tara vs After Tara

Transferring and making payments shouldn't be that difficult - let's get back in control.

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Before

  • Slow transfers with multiple steps
  • Costly and inefficient process
  • Manual tracking, unclear status
  • No real-time notifications
  • Impossible to centralize payments from multiple stores
  • No distinct merchant code for payment for each point of sale
  • The manager can withdraw money without the owner's authorization
  • No precise control over cash inflows and outflows
  • Payments are scattered across multiple channels
tara

After

  • Fast transfers in one step
  • Transparent fees, instant confirmation
  • Automatic contribution tracking
  • Real-time history and alerts
  • Centralization of payments from all stores of the same business
  • Creation of only one merchant code per point of sale
  • All payments consolidated on a single platform

Transparent Pricing That Just Makes Sense

Pay for one software subscription instead of five. No contracts. No per user fees.

Free (Freemium)

0 XAF / month

72h Cash-Out


  • Up to 3 collections
  • Account creation
  • Up to 3 collections
  • WhatsApp and Telegram chatbot
  • 72h Cash-Out

Essential

30.000 XAF / month

48h Cash-Out


  • Up to 10 collections
  • All in Freemium
  • Up to 10 collections
  • API and webhook integration
  • 48h cash-out
  • PDF reports
  • PDF and CSV export
  • Basic support
  • Basic reports with optional customization (1000 FCFA/page)

Pro

45.000 XAF / month

Instant cash-out


  • Unlimited collections
  • All in Essential
  • Unlimited collections
  • Advanced dashboard + analytics
  • Priority support
  • Instant cash-out
  • Customizable reports
  • Custom QR codes

Enterprise

For customisation

Custom pricing


  • Fully customizable
  • Fully customizable
  • On-site training
  • Advanced reporting
  • And more...
2,5%
/ Transaction

Whether you’re using other membership software—or “just using Stripe”—you will typically pay hidden fees through “Stripe Billing.” With Tara, you only pay a flat 2.5% transaction fee on payments—no extra billing fees.

How Tara Works ?

Find the answers you’re looking for.

How do I send money via WhatsApp?
How do I send money via Telegram?
How do I send money via SMS (Orange Money)?
How do I send money via SMS (MTN Mobile Money)?
How to create a tontine?
How to make a payment merchant?
How to add a number on Tara?
Do I need to download an app?
How do I lock my Tara conversation on WhatsApp?

Do you still have a problem ?

Get started with TaraMoney today

Receiving and centralising payments shouldn't be that difficult - let's take back control.

Jeune homme utilisant Tara